After last week's news surrounding a recreational hockey player being awarded $700,000 after suffering a head injury after being hit from behind on the ice, we thought it was a good time to post about the importance of insurance and never stepping foot on the ice without coverage.

While coverage naturally depends on circumstance, CARHA Hockey's membership program does include a $10 million Commercial General Liability Policy, which typically would extend for non-criminal on-ice liability incidents.

In addition to Commercial General Liability, CARHA Hockey's membership also includes all of the following perks seen on our Insurance Chart.

Even with this information, people often question why they would need CARHA Hockey coverage because they already have partial coverage from elsewhere - but imagine this scenario.

There is a freak accident on the ice that leads to a situation where you need dental surgery with a cost of $2,000. You are receiving 80% coverage from elsewhere which sounds great in principle, but leaves you with a $400 medical bill to cover out of your pocket.

With CARHA Hockey's coverage costing just $23/player per season, you would have the peace of mind that providing you were wearing the minimum facial protection, this out of pocket expense would be taken care of.

There are even more benefits to registering as a CARHA Hockey member, including but not limited to league websites, scheduling services, game sheets, welcome gifts, and tournament playing opportunities, so the only thing you have to worry about is playing the game!

Hockey is a sport that we are passionate about, and providing the coverage that we do allows us to contribute to the sport’s growth, enjoyment, and safety.

Make sure that you’re informed on what your options are and how we can help your group. Wear the proper equipment, play smart and safe, and ensure you are covered by CARHA Hockey.

Contact us for more information on team, league, or tournament coverage.